Proverbs 22: King James Bible
Nothing to Pay – Daily Devotion of Proverbs chapter twenty two, Verse 26-27
26 Be not thou one of them that strike hands, or of them that are sureties for debts. 27 If thou hast nothing to pay, why should he take away thy bed from under thee?
Daily Inspiration from This Verse – Nothing to Pay
Debt… Debt is an albatross for just about anybody, even people who can afford to make payments. It’s a downright curse for anyone who can’t afford to pay.
The world is a much different place than it was during King Solomon’s time. These days, you can’t do much of anything substantial without accruing some sort of debt.
Buying a house, car, etc., will cause you to be committed to monthly (usually) payments that will span for years. This is expected and not too big of a deal for a lot of people.
Debt is accrued and thought lightly of when everything is status quo. If you have nothing to pay for something, you may feel confident that you’ll be able to tackle making payments through time.
You need all kinds of different information that will make the lender more comfortable about granting you a loan in the first place. They look into your history and determine if you appear to be on a financial trend that will allow for consistent payments. History looks good enough, then presto! You’re all set.
The problems come, when things change. That is something that most of us aren’t ready for. We like to imagine that everything stays the same, or even gets better, don’t we? But the truth is, we have no idea what’s around the corner, nor are we ever certain what tomorrow will bring.
Without going into any real detail, I’ve fallen prey to this. I’ve suffered the tremendous weight of debt and loss due to it. I’ve also been stuck paying for things that are no longer worth paying for.
Ever get stuck paying a car payment, knowing you’ve got quite a few payments left to make, and it isn’t worth the cost of a new set of tires anymore? Been there too. Talk about feeling like you’re throwing hard earned money away.
I have no inside knowledge to write about, concerning staying out of debt, because the way everything is structured, you need a loan to do this or that. I’d suppose that when if comes down to it, if you’re in debt, pay it off as quickly as possible.
That is what the advice from the Lord is (see below). Don’t rest your heels making the monthly minimums, if you can afford to pay greater amounts, just to do your utmost to be rid of the payment. Do it because you can, while you can.
Might have to go without for a time, depending on how you decide to do it, but in the end when whatever it is becomes payment free, you might just feel a burden removed that you didn’t realize existed in your heart. And if you are in the position to be patient and save for something to avoid having to fall into debt, then by all means, this is the best way to do anything.
That is what I’ve personally experienced, and that is also the will of the Father. Owe nobody anything at all but to love them. That’s the Lord’s plan.
Here in the United States, we still call this a free country. When you are under the burden of debt, you tend to lose the concept of what freedom feels like. For those of you who can, just avoid it!
Related New Testament Scripture
Matthew 5: King James Bible
23 Therefore if thou bring thy gift to the altar, and there rememberest that thy brother hath ought against thee; 24 Leave there thy gift before the altar, and go thy way; first be reconciled to thy brother, and then come and offer thy gift.
25 Agree with thine adversary quickly, whiles thou art in the way with him; lest at any time the adversary deliver thee to the judge, and the judge deliver thee to the officer, and thou be cast into prison. 26 Verily I say unto thee, Thou shalt by no means come out thence, till thou hast paid the uttermost farthing.
Romans 13: King James Bible
7 Render therefore to all their dues: tribute to whom tribute is due; custom to whom custom; fear to whom fear; honour to whom honour. 8 Owe no man anything, but to love one another: for he that loveth another hath fulfilled the law.
9 For this, Thou shalt not commit adultery, Thou shalt not kill, Thou shalt not steal, Thou shalt not bear false witness, Thou shalt not covet; and if there be any other commandment, it is briefly comprehended in this saying, namely, Thou shalt love thy neighbour as thyself.
Thank you for your wise words, and the advice that you give us concerning debt. You know greater than all, how things operate these days. Most of your children are weighed down by the burdens of debt, even to the point of being afflicted by illnesses that come from the stress of it. Please give us all the wisdom to owe no man or company anything, and to be in debt to nobody. For those without the means, please grant them the means, and along with that, the desire and ability to do things your way. I feel that your way concerning our daily needs like a home, automobile, etc, has been made extraordinarily difficult and complicated by the ways of this world. Straighten these paths before us Father, grant us favor and blessings, and help us to be removed from the yoke of our debtors. This we pray in the name of the Lord Jesus Christ.
If we have nothing to pay with, why risk purchasing things via debt that we don’t need?