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Usury

Daily Inspiration from Proverbs 28 P. 437 – Weaponized Usury

Proverbs 28: King James Bible

Weaponized Usury – Daily Devotion of Proverbs chapter twenty eight, Verse 8


8 He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor.

Daily Inspiration from This Verse -Weaponized Usury


Usury

noun

  • The lending or practice of lending money at an exorbitant interest.

  • An exorbitant amount or rate of interest, especially in excess of the legal rate.

  • Obsolete. interest paid for the use of money.

Definition by Dictionary.com

Wow, it’s horrible to know that usury was something that people had to worry about back in the days of Solomon, thousands of years ago. Good thing we don’t have those kinds of things going on now!

Before everyone with a car payment, credit card, or mortgage payment begins to scramble to the comments to yell at me, please re-read the statement above with the addition of an abundance of sarcasm. Thank you.

Usury can be compared to downing a jar of honey all at once. It’s sweet to the taste at first, but in the end it will make your stomach bitter. It’s sweet to the taste because you’re getting something that you want with it. A car, boat, house, paying something else off, whatever the case may be. You feel the joy of a new toy, or the relief of paying something off, and tuck the thoughts of having grossly overpaid for what you just purchased way toward the back of your mind.

Until the payments start coming. Usury isn’t just interest, but is ridiculous interest, set to take advantage of those who don’t have any good credit, generally these would be people who are knocking on the door of being poor, if not already poor. The object of your joy turns into a burden that has to be paid for. The killer of it all, is when you do the math and realize that you’ve paid enough to have bought it outright, and find that you still owe a ton more due to interest.

The person who has agreed to the usury, is going to have to pay for it. If they don’t there will be trouble. However, the verse above is talking to those on the other side of that coin. The Lord is pointing out those who set the percentage points, and dig into those who are at a disadvantage.

Think about it, only people who are at a disadvantage are going to wind up with a loan that has an insane APR. People who have the money to keep themselves out of any bad credit situations will get the same loan for a much lower monthly payment, and will pay much less for the long term.

So the system is set up, that those who have less will pay more, and those who have more will pay less. Sounds fair doesn’t it? No. I understand that this sounds a little like what Jesus said, “To those who have will more be given; those who have not, even what they have will be taken away.” But don’t get confused with giving and lending. Jesus is talking about what is given, not what is lent and awaiting a return.

The verse above talks about the fate of those who stuff their pockets by usury and unjust gain. He’ll gather it for he that will show pity toward the poor. That is the outcome, and the judgement of the Lord.

When we see “he shall” being used, it’s time to pay attention to figure out what side of that coin we’re going to be found on. In the end, he that has pity on the poor will wind up with what the other guy was stealing from people through a heavy usury.

Sometimes it is a challenge to deal fairly with people. We might not all lend to others, or anything like that. But we do make decisions based on what’s going on in our heart. Do you walk a mile with someone only with they’ll walk two for you? Or would you go the two miles when someone only asks for one? There are all kinds of different ways we can be found guilty of greed. It doesn’t always have to do with money.

Related New Testament Scripture


Matthew 16: King James Bible

26 For what is a man profited, if he shall gain the whole world, and lose his own soul? or what shall a man give in exchange for his soul?

Luke 6: King James Bible

33 And if ye do good to them which do good to you, what thank have ye? for sinners also do even the same. 34 And if ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again. 35 But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.

Philippians 3: King James Bible

7 But what things were gain to me, those I counted loss for Christ. 8 Yea doubtless, and I count all things but loss for the excellency of the knowledge of Christ Jesus my Lord: for whom I have suffered the loss of all things, and do count them but dung, that I may win Christ,

9 And be found in him, not having mine own righteousness, which is of the law, but that which is through the faith of Christ, the righteousness which is of God by faith: 10 That I may know him, and the power of his resurrection, and the fellowship of his sufferings, being made conformable unto his death; 11 If by any means I might attain unto the resurrection of the dead.

Prayer


Father,

Thank you for this Word you have preserved for us to consume and take to heart. Help all of us stay clear of situations that would force us to fall at the mercy of a one such as you describe above. From those who would take from us unjustly, taking advantage of our situations. On the other hand Lord, please place us in a position to be the righteous lender, regardless of what it is. Be it money, time, food, a good talk, whatever the case is that would benefit someone else rather than ourselves. Help us to do all things the way Christ would have done himself, were he to be placed in our situations. In the name of the Lord Jesus Christ we pray.

Amen

Question


Have you ever been placed under the burdens of weaponized usury?

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